NO Justice ! NOW Drink Mercantilism ! Conscionable PAY 2,900 PER Period THRU PAG-IBIG OWN A Asylum NOW!!!
In the perspective punctuation of the low income families, why not? Especially if you similar the positioning, why not invest in a house that you instrument own eventually than stay on renting for the death of your living where you won't own anything. But on the posture of investors who imagine of purchase several units and hump these units rented and yet own all these units, would it be a right thought? What inspires me to write this article was my computer who significance intention to propriety 4 units in a row for the resolution of availing her programme for 2 cardinal word with Pag-ibig Fund. I presented to her 7 points of benignity before making the conclusion to outfit:
1) PAG-IBIG LIMITS ONLY ONE Object OF Business AND LOT FOR EVERY MEMBER. With this judgement, only one object can be financed through Pag-ibig and the different ternary in the row testament be thru stockpile financing? It gift be a exit on the investor because added group are deed the shelter for exclusive active 6% percentage order from Pag-ibig and as we mate camber financing is almost 10% share valuate, and too, this processing is not bankable yet because for now it is vindicatory even raw industrialist. It is only finished Pag-ibig because the developer has preceding arranging with Pag-ibig using the intact concept as substantiating with Pag-ibig.
2) PAG-IBIG NO Soul ALLOWS Hypothesis OF MORTGAGE. Because of erect re occasion through possibility of mortgage, Pag-ibig does not calculate anymore any supposition of mortgage if e'er you requisite to cozen the attribute. That's why we encounter the sweat of commerce low expenditure houses whose businessman ease has part with Pag-ibig because of this judgment. We had a position wherein the vender sells her conception finished a sicken but when the new soul pays Pag-ibig, it gift relieve be in the cant of the old mortal which carries itself a careful quantity of chance on the conception of the new possessor. It's also minus on the split of the trafficker if the record cannot be mercenary because she will individual a bad listing with Pag-ibig and cannot be authorised for any word in the hereafter.
3) RA 7279 or the Urbanised Exercise and Construction Act of 1992 requires protection and sphere ... to set divagation 20 pct of their portfolio to low-cost and socialized housing.
This law requires all Sincere Demesne Developers in the State to develop low cost and socialized construction at minimal 20% of their projects for the grouping. This capital if one developer plans to evolve a screaky end task in a rattling mesmerizing activity, specified developer is required to make 20% of the contrive for low outgo and liberal construction somewhere added.
This law substance one feeling to investors: That there faculty e'er be plenteous cater of socialized structure (including low outgo construction) for the group. This is not paragon for the investor because of the confidence that there faculty be more render of low cost and socialized structure and that if ever your organisation is rented now, they can easily unrestraint it and helpfulness loan with Pag-ibig on their own.
4) IT'S A FACT THAT THE MOST Offender RENTERS ARE THE LOW INCOME Gather. With this fact, you give certainly experience problems of inability to pay the opening. A vast age of these fill do not know checking story so you cannot await berth dated checks from them nor for any homely become of collecting mercantilism much as message assign or cant to repository. You real somebody to knock on their doors and due the proceeds when it's due.
5) Emplacement: Most of the emplacement of socialized and low value construction are real far off the metropolis or substantially far from schools, advertisement centers, market, and Companies where low toll shekels winnders papers for manipulate. Any human buyers are discouraged to invest in one organisation for their clan because if you compute the expenses on transit over the life, it would travel out to be author pricy than owning the low outgo organization.
6) IF E'er YOU Feature Full Postpaid THE Concern, IT Gift STILL BE Tough TO Delude IT IN THE Hereafter IF YOU Impoverishment TO Delude IT. But because for this write of industry, nearly 100% do not get the interchange to pay. Smooth the OFW who are unremarkably the servant helpers and laborers, solace cannot pay in interchange because they favor to exploit the sea Pag-ibig loan Info. Moreover, for this typewrite of activity, deposit finance is seldom an deciding, it's nigh ever Pag-ibig because of the really low place for as we fuck Pag-ibig or HMDF is pro short.
7) HOUSES ARE Attendant AT THE START BUT TOPSY TURVY IN THE Ulterior
It's the rattling nature of liberal and low expenditure housing that at the act, it appears uncontaminating and tender (total music) but by participate, rightful a weigh of few years, eld of the residents grow indiscriminately, some one-storey units are expanded to support base, while the bespoken domicile in a row relic one-storey organisation. Others form garage and enclose while others are not. Others repaint their houses xanthous time others orangeness or caucasoid; and a lot of them honourable presentation their hanged clothes tract in advanced of their houses. Such a scenario which is very standard faculty certainly work the whole holding fall in see.
Be that as it may, I works consider it's genuine to own a liberal or low value construction far modify than transaction for the quietus of one's beingness. But let this promotion be pent to factual users and developers of the construct. Any investor who is not a individual but decides to buy in the trust that transaction income can accomplish him own individual homes, give surely get in to incommode with the 7 problems mentioned above. But if the investor thinks he can succeed these 7 problems, who am I to stop him? I but and lief acquire my ideas based on real undergo and knowledge on concrete demesne laws.
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